Privacy Policy

1. Information We Collect

We collect the following information when you use Artha:

• Account information: Name, email address, and profile picture provided by Google OAuth during sign-in.
• Financial data: Income, expenses, loan details, chit fund records, and receivables that you manually enter into the app.
• Payment information: Transaction records for subscriptions (processed via Razorpay; we do not store card or UPI credentials).
• Device data: Push notification tokens if you opt in to notifications.

2. How We Use Your Information

• To provide and personalise the Artha service to you.
• To process subscription payments and maintain your account status.
• To send push notifications you have opted into.
• To improve and maintain the platform.

We do not sell, rent, or share your personal or financial data with third parties for marketing purposes.

3. Data Storage and Security

Your data is stored on Neon PostgreSQL (hosted on AWS). We use industry-standard security practices including encrypted connections (TLS) and secure authentication. Only you can access your financial data.

4. Third-Party Services

• Google OAuth: Used for authentication. Governed by Google's Privacy Policy.
• Razorpay: Used for payment processing. Governed by Razorpay's Privacy Policy.
• Vercel: Hosting provider. Governed by Vercel's Privacy Policy.

5. Data Retention

We retain your data for as long as your account is active. You may request deletion of your account and associated data at any time by contacting us.

6. Your Rights

You have the right to access, correct, or delete your personal data. To exercise these rights, contact us at revanth.rallabandi@gmail.com.

7. Changes to This Policy

We may update this Privacy Policy from time to time. Continued use of Artha after changes constitutes acceptance of the revised policy.

8. Contact

For privacy-related questions, contact revanth.rallabandi@gmail.com.